Start here — the topics I cover
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Family Dividend Investing
An orientation guide to passive dividend income in a US child's custodial brokerage account—covering account types, tax rules, and portfolio construction.
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Family Tax Hacking
For US parent side-hustlers: legally cut federal taxes via kids' Roth strategies, dependent-care accounts, the Child Tax Credit, and home-office deductions.
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Saving Money
A guide for US parents to choose the safest, best-yielding place for emergency cash—high-yield savings, money market accounts, and CDs compared.
Latest guides
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Childcare Tax Credit vs. Dependent Care FSA in 2026
The childcare tax credit can combine with a Dependent Care FSA, but coordination rules cap the payoff — see which move cuts more from your 2026 tax bill.
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Health Reimbursement Arrangement: A 2026 Family Tax Guide
A health reimbursement arrangement lets a family business reimburse medical costs tax-free—no AGI floor. Learn 2026 HRA rules, HSA comparisons, and setup steps.
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Hiring Family Members: How to Pay Your Kids Tax-Free 2026
Hiring family members lets parents pay their kids tax-free using the FICA exemption and standard deduction—here's how to set up payroll in 2026.
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Home Office Deduction for Side Business: 2026 Guide
The home office deduction for side business owners can cut taxable income by up to $1,500 a year—here's how to qualify and claim it correctly in 2026.
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Child Tax Credit Eligibility Rules 2026: Who Qualifies
Child tax credit eligibility rules for 2026 require a qualifying child under 17, a valid SSN, and household income under $400,000 for joint filers.
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Solar Tax Credit for Homeowners: What Changed in 2026
The solar tax credit for homeowners ended for systems placed in service after Dec. 31, 2025 — here's what still qualifies and what to do now.
Who writes this
Papa Kim
14 years in corporate tech (product management + software engineering), 10+ years hands-on stock investing, 3 years real estate investing — writing what I've had to learn myself to build financial stability for my family.
Every guide here cites primary sources — IRS rules, official program terms, brokerage disclosures — with dates, and carries a visible last-updated date, because rates and thresholds change. Read how I research and source.